Or as they say.
Up to now I can still hear some people say that they do not own credit cards because it not good for them. But truly are credit cards evil?
Financial
Take away from COVID-19
Inspiration, Musings2020 is such a downer. COVID-19 has affected everyone. No one was prepared. No one expected to probably last this long. In Cebu, the government has closed the airports and sea ports and we were placed under Enhance Community Quarantine starting March 27, 2020.
when shy speaks 